General Overview

Owner Occupied Repair Assistance Program

City of Miami Beach Community Development Block Grant funding is available for homes and condominiums with appraised value under $138,935.00. These funds cover the costs of required repairs to bring the property up to code with the City of Miami Beach.

Who is eligible?

Miami Beach home and condominium owners who have resided in their property for at least 180 days prior to application and earn less than 80% of Area Median Income as defined by HUD, adjusted for family size.

Income Limits by Family Size:

1	2	3	4	5	6	7	8
27,000	30,850	34,700	38,550	41,650	44,750	47,800	50,900

If property has not received rehabilitation assistance from the City of Miami Beach within the last 5 year
Property needs repairs to meet the decent, safe and sanitary housing standard of the South Florida, Miami-Dade County, and the City of Miami Beach Building Codes.

How it works:
1. Repairs must include rehabilitation to bring the property up to all applicable local building codes and housing standards.
2. May correct potential violations of code including all physical conditions of the property which, if not repaired, would in all likelihood deteriorate with in two years to the point where local building codes and housing standards would be violated.
3. Funding includes the cost of building permits, related fees and appraisals required to carry out the proposed rehabilitation.
4. Participants may receive up to $15,000 in City of Miami Beach Community Development Block Grant funding.
5. All homes that receive assistance under this program will have a five year lien placed on the property by the City of Miami Beach for the actual cost of rehabilitation and every year, the amount of the lien will be reduced by 20% and to be fully discharged after five years. The owner must agree to reside in the property as their principle residence for the duration of the lien.
6. MBCDC will administer the process from start to finish:

a. Application & Verification
b. Site Inspection and Appraisal Reports
c. Title Search
d. Define Scope of Work, Get Bids, Select Contractor
e. Schedule Owner & Contractor Meeting at MBCDC
f. Prepare Work Order and Sign Contract
g. Obtain Condo Approval and Building Permit
h. Start Construction
i. Monitor Construction Process
j. Final Inspections
k. Prepare and Submit File for Payment
7. Other rules and conditions apply

For more information please contact the Housing Department at 305-538-0090.